The banks have been, at time of writing, making claims that distort reality - by omission. Claiming cash is only so little of the number of transactions and cheques even less, but not disclosing that the number of transactions for the same number of people has dramatically increased - a flood of baby boomers receiving pensions and private pension scheme incomes (superannuation) will boost transaction numbers.

The two banks that behaved the worst before the Australian Senate, by omission, are the same two firearms owners and retailers of guns and ammunition complain about most. Solution: disqualify the two omitters who spoke before the Senate from holding directorships and as one is a foreigner (a yank), throw him out of the country. You have to know how to communicate to people who try to con governments.