So definitely other advantages. I hope you recover, have all your bills paid and so on.

The problem we have in our mines, that pay very well, is people spend all they earn, then can't afford a dentist. No good role models, so they don't plan ahead. In the end they have a list of repossessions, a wife and one or two kids in a caravan. For being burnt out earning heaps.

Someone else pays off a comfortable house, not a million dollar one, a practical car, not a $120K ute =a UTE!= and has investments, change jobs to be home regularly and watch the kids grow up in eight years. But this person is building wealth, not transferring it to someone with a marketing budget. Life's not what it's made out to be.